The Insured VS. The Agent: Who Is to Blame for a Lack of Coverage?

For an insurance adjuster, this can be a daily experience. A loss occurs and the insured’s clam is denied due to a lack of coverage. When this happens, a dispute almost always arises between the insured, the carrier, and often the insurance agent. In the ensuing blame game, fingers are pointed, tempers flare, and lawsuits […]

Dealing with Wind Damages from Harvey?

Posted by on Sep 13, 2017 in Adjuster, Insurance, News | No Comments

To our friends and neighbors in Montgomery and surrounding counties: We have all been dealing with the after effects of Hurricane Harvey and the tremendous amount of flooding caused by the associated rainfall. We want to advise you that, while many, if not most of these claims, will be directed toward FEMA and covered by […]

Thomas M. Fountain & Associates, P.C. to offer New Continuing Education Course for Texas Residential & Commercial Property Insurers

As a certified provider through the Texas Department of Insurance, Thomas M. Fountain & Associates, P.C. is excited to announce that we are now offering a new Continuing Education course geared towards Texas Residential and Commercial Property Insurers. This program focuses on assisting Insurance Adjusters to give them the tools needed to understand current trends […]

New Texas Supreme Court Case ~ USAA V Menchaca

For many years, homeowners in the state of Texas have sought policy benefits from their homeowners insurance companies.  Most of these revolved around allegations that their home was damaged during a storm, whether it be a hailstorm, severe windstorm, or tropical disturbance such as a hurricane.  When these claims were adjusted, many of these homeowners […]

Fountain, Bruce & Mellencamp, P.L.L.C. Secures Win for Client in Houston Trial

June 6, 2013-Houston, Texas.  A jury  returned a verdict for a Florida based insurer late Friday afternoon following a trial in the 133rd Judicial District Court of Harris County, Texas.  The defense verdict followed three days of testimony wherein two policyholders alleged the insurer committed acts of fraud, a breach of  the duty of good […]

Dallas Ct of Appeals Addresses Material Misrep. Issue

Medicus Ins. v. Todd (Dallas Ct. App. 5-10-13 / Opin. by Justice Myers): Dallas Ct addresses application of TIC 705.004 in context of med mal insur. application.  Ct. will not depart from prior holdings requiring intent finding despite the absence of an intent requirement in statute.  [Entry by Lisa LeDoux Bruce]

Fountain, Bruce & Mellencamp, PLLC Co-Sponsors of Claims & Litigation Management Alliance’s “Texas Event “

This past week was a great experience for members Lisa Bruce and Thomas Fountain while attending the Dallas “Texas Event”.  The conference was a sold out affair put on the the Claims and Litigation Management Alliance or CLM Alliance. The Claims and Litigation Management (CLM) Alliance is the only national organization created to meet the needs […]

Construction Insurance Programs: WRAPS, OCIPS, and CCIPS

At a recent construction conference on insurance, these insurance programs were discussed by highly credentialed speakers.  The goal of these encompassing insurance programs are to allow one insurance policy or a set of policies to protect the contractors, architects, engineers, owners, and subcontractors from lawsuits by injured  employees and to reduce expenses associated with claims […]

Fountain, Bruce & Mellencamp offers 4 Hour Accredited Adjuster CE Course: HANDLING CLAIMS ISSUES WITHOUT LOSING YOUR MIND

Fountain, Bruce & Mellencamp attorney, Lisa LeDoux Bruce, has produced a 4 hour Adjuster CE course entitled: Handling Claims Issues Without Losing Your Mind.  The Course is approved by the Texas Dept. of Insurance for 4 hours of credit (including 1 hour of Ethics).  The Course offers an excellent primer for new adjusters and/or refresher for seasoned adjusters, providing […]