How to Handle Bad Faith Insurance Claims in Texas: Best Practices for Carriers
Bad faith insurance claims are among the most serious disputes an insurer can face in Texas. With potential exposure to extra-contractual damages, attorney’s fees, and reputational harm, carriers must be proactive in their claim handling processes. Understanding Texas law on bad faith insurance, recent case precedents, and proven best practices can help insurers minimize risks […]
Thomas Fountain & Associates, PLLC Issues Warning About Impersonation Accounts
Thomas Fountain & Associates, PLLC, a Texas-based law firm with over 35 years of experience in insurance defense and business law, is alerting the public to fraudulent social media accounts impersonating the firm. The firm’s official and only Instagram account is @thomasfountainlaw (verified). Any other accounts claiming affiliation with Thomas Fountain & Associates, PLLC are […]
Outside General Counsel
At Thomas M. Fountain & Associates, we offer outside general counsel services to businesses in need of expert legal guidance without the expense of a full-time in-house team. As your outside general counsel, we provide proactive legal advice to help mitigate risk, ensure compliance, and support business strategy—all tailored to your company’s unique needs. So, […]
The Importance of Communication with One’s Insurance Agent
When it comes to homeowners’ insurance, one of the most important details to get right is the residency requirement. If the insurer’s policy requires that the home be owner-occupied at the time the policy goes into effect, you have to ensure that this condition is met. Otherwise, you may find yourself in a situation where […]
Don’t Forget the Additional Insured!
Imagine you are a general contractor who has just been served with a lawsuit for defective construction. You immediately pull your contracts for the project to determine which subcontractors performed the deficient work. You identify the subcontractor, pull the subcontractor agreement, and find that wonderful provision stating that the subcontractor must add you as an […]
The Value Of Team Work & Outside General Counsel – El Valor Del Trabajo en Equipo y El Consejo General Externo
We stress good communication with our clients in working together with them in the understanding of their operations, for example. We view the relationship as a team and strive to work together in order to achieve the correct outcome given the laws and facts.
Risk Transfer and Avoidance. What Do You Need to Know? – Transferencia de riesgos y evitación. ¿Qué necesitas saber?
Risk Transfer and Avoidance are two exceptionally important practices for any business. However, they are rarely ever thoroughly explained to those that they are supposed to be helping. There has been much litigation about the exposure faced by many in the contracting business. The Texas Legislature and the Courts of Texas have placed significant limitations […]
Thomas M. Fountain & Associates, PLLC – Celebrating 25 Years
Thomas M. Fountain & Associates, PLLC was formed twenty-five years ago today, on July 16, 1992, after a rewarding tenure at two of Houston’s most successful insurance defense/civil litigation firms. In this time, we have assured our clients, past and present, of the full strength, stability, and fortitude that can only come with our thirty-five […]
Newsflash for Employers – Religious Discrimination
The EEOC has just filed a suit against an Employer (Decostar) who, according to the EEOC, discriminated against their employee because the Employer attempted to force the employee to work overtime against their religious beliefs. The release by the EEOC reads in part: “According to the EEOC’s suit, Decostar violated federal law by firing Dina […]
USAA V Menchaca~USAA Lloyds Seeks Rehearing
As we previously reported, recently, our Texas Supreme Court issued a major new ruling directly affecting Texas homeowners. The insurer has let the Court they wish to seek a rehearing as to the Court’s opinion. The Motion has not yet been filed, but when it is, we will we will update you accordingly. As we […]